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Your Trip

Before you buy

Please take care to answer all the questions accurately and completely, especially those relating to who can have this policy and any questions about health. If these are not answered correctly, this could affect whether claims are paid in full or paid at all.

What type of travel insurance do you need?

Single trip
A policy for a single trip that starts and ends in the UK. Cover available for trips lasting up to 120 days.

Annual multi trip
A 12-month policy that allows you to travel on more than one trip, this includes cover within the United Kingdom where you have at least two nights accommodation booked. Cover provided is for up to 31 days per trip, or upgrade to 45 days or 60 days.

Who's travelling?

Individual - One person who is 18 years of age or over.

Couple - You and your spouse, including a civil partner or co-habite

Family - You, your spouse (including civil partner or co-habite) and up to 4 of your children aged 17 years and under(age at time of purchase). Cover is provided for single parent families and up to 4 of your children aged 17 years and under. In this description, 'children' includes children, step-children, adopted children, foster children and grandchildren.

Group - A group of individuals travelling together, who may not be related. A group can be up to 8 people.

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Do any travellers have any medical conditions?

If the answer to any of the questions below is yes for any travellers, please select "Yes":

If the answer is yes to any of these questions, these medical conditions will need to be declared for cover to apply. Questions about the medical conditions will be asked as part of the declaration. If you would prefer to speak to someone regarding medical conditions, you can contact us on 0333 333 9637.

  • Have you been prescribed medication in the last 12 months whether you are taking it or not? This includes tablets (including Morphine based pain killers), inhalers or injections?
  • Do you currently routinely visit a GP, hospital or clinic for check-ups/consultations or treatments? This includes annual reviews or reviews once every 2 years of a condition?
  • Are you visited by a doctor or nurse, or carer for check-ups or treatment (including dressings being changed)?
  • Have you been admitted into hospital or undergone surgery in the last 12 months?
  • Have you received treatment for heart, stroke, or respiratory related illness in the last 5 years?
  • Are you currently waiting for any results of tests/investigations or awaiting any consultations or referrals or on any waiting lists?

If selecting "Yes", you will be asked to declare medical conditions on the next step.

Can all travellers have this policy?

To be covered by this policy, travellers must be able to agree to all of these statements:

  • I am a UK resident and registered with a GP (Doctor) in the UK. A UK resident is a person whose main home is in the UK.
  • I am not a resident of Channel Islands or the Isle of Man.
  • I have not already started a trip.
  • I am travelling from, and returning to, the UK.
  • I am not aware of any reason why I may need to claim against this policy.
  • I have not been diagnosed with a terminal illness.
  • I am not undergoing/awaiting tests or consultations about an undiagnosed condition.
  • I am not travelling intending to receive medical treatment.
  • I am not travelling against advice of a medical practitioner or would be travelling against advice if I asked for it.

Please take a moment to check the details above and then click the ‘Next’ button to proceed.

Please take a moment to check the details above and then click the ‘Add Medical’ button where you will declare the medical conditions.